RIFAN Is Born!
From left: Manager Partner, Carmel & Associates, Hon Lawrence Dafiode; National Chairman, Retail Insured Family Association of Nigeria, Akin Bello and Managing Director, Universal Insurance Plc, Ben Ujoatuonu at the event in Abuja.
What is RIFAN?
Retail Insured Family Association of Nigeria (RIFAN) is a non-profit
organisation bringing together an association of insuring public in Nigeria
with the primary objective of enhancing insurance growth in Nigeria.
Our mission is to be a trustworthy and useful information resource and an
effective voice for consumers of all types of insurance in all 36 states of
Nigeria and the Federal Capital Territory.
RIFAN was founded by a group of technocrats of high integrity which
includes lawyers, insurance professionals, financial planners, Security
Experts, construction experts, and technology experts. No insurance
companies underwrite or fund our programs.
Our members benefit tremendously from this association as they now
have a voice through which they can ensure that their insurance claims
are attended to expeditiously and are settled within the shortest possible
time frame.
The RIFAN Portal is designed to deploy cutting edge technology and
transparency in the purchase and management of insurance products and
thereby creating wealth for the nation through renewed confidence in the
purchase of insurance in Nigeria.
RIFAN Protects Consumers
From left: Coordinator of Retail Insured Family Association of Nigeria, Chief Ali Ugwu Theophilus and representative of the Inspector General of Police, P.J. Mahanan at the event.
Tap Here To Call Us
Legal Insurance Blog
HOME
CONTACT
MORE
May 15, 2015
3 Major Reasons for Consumer Protection
by Len Feltoon
Group Legal Plans Give Necessary Support
parent with child in car
People will often wonder why there is so much government presence in their lives. They may question why bureaucracy is necessary at all. There are some cases where government protection is absolutely necessary and consumer protection is one of them. An ordinary consumer has the right to a sense of security about the products and services purchased in the marketplace. Countrywide Pre-Paid Legal Services has offered consumer protection advice as a group legal plan benefit for years. We feel there are strong reasons for such support.
1.To Protect against Poor Quality
Companies rarely produce shoddy products on purpose. However, manufacturers may be tempted to use low-quality material in making certain appliances, causing them to be defective. This type of production can only be prevented if a consumer protection complaint is filed. A lawyer as part of the group legal services benefit can advise a plan member of what constitutes a legitimate complaint, and how to go about filing it. A successful complaint can cause a manufacturer to stop production.
2.To Stop Unethical Practices
The modern economy is fiercely competitive and unethical business owners will cut corners without regard to the health or safety of the consumers. Unethical practices also produce incredibly bad service
and no consumer should have to deal with it. One of the group legal services a Countrywide attorney provides is information about fraud or what constitutes a defective product. He or she educates a group legal plan member on what consumer rights they have and how redress can be best achieved. If unethical practices merit a court case being filed, Countrywide attorneys will help plan members prepare the case to go before the Small Claims court.
3. To See Consumer Justice Is Done
States have various laws protecting the consumer, which sometimes are ignored by business. One group legal services benefit that can be performed is correspondence. The Countrywide attorney can send a letter on official stationary to a business telling them of their defective product. This can cause the establishment to reimburse the plan member. The letter can also alert a store to problems with the product so that it can be taken off the shelves, removing bad merchandise so others won’t purchase it accidentally. Of course, the attorney’s assistance in filing a formal complaint with consumer protection can have a public agency step in and resolve the matter.
Countrywide Wants to Keep Consumers Safe
Defective products can be dangerous. When a plan member needs consumer protection advice the Countrywide attorney moves quickly. The right counsel is given as a necessary part of the group legal services provided, and options are explained patiently to the plan member. Delays in performing needed help will not happen. Countrywide administration is purposely designed to facilitate services being provided to an individual. A consumer who is having problems with preparing the paperwork for filing a complaint is assisted by the Countrywide attorney. A solid resolution is what ultimately happens because Countrywide provides highly effective legal assistance.
Any unethical practices and protecting a consumer are major reasons why Countrywide offers its support to plan members. We want everyone to get their money’s worth when they purchase something, and not have to worry about safety problems. The consumer protection is one of the benefit options that we provide for our group legal plan clients. However, it is part of the final plan design if it is what the organization wants. We will tailor things to meet the needs of a client, offering suggestions but not insisting that they be implemented. At the end of the day we furnish a plan document that is exactly what the organization wants. Our variety of benefit options are the best in the industry and we welcome any opportunity to explain them in greater detail to interested parties.
Posted