RIFAN: The Retail Insured Family Association of Nigeria respects the privacy of its members and other visitors to its Web site. RIFAN strongly believes that if the association and all its online activities are to flourish, consumers must be assured that information provided online is used responsibly and appropriately. To protect online privacy, RIFAN has implemented the following policy.

What Information Does RIFAN Collect And Why?

Comments: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

Media: If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms: If you leave a comment on our site you may opt-in to saving your name, email address, and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

How Does RIFAN Use Cookies?

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

How Does RIFAN Use Data Collected?

Generally, RIFAN use data collected to improve its own web content; to respond to visitors’ interests, needs, and preferences; and to develop new products and services.

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

Visitor comments may be checked through an automated spam detection service.

Who Does RIFAN Share Your Data With?

For users that register on our website, we store the personal information provided in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What Rights Do Users Have Over Data?

If you have an account on this site or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

What Privacy Issues Arise With Links To Other Sites?

Articles on this site may include embedded content (e.g. videos, images, articles, etc.) to other websites. RIFAN has no control over and is not responsible for the privacy policies or content of such sites.

What Means Of Redress Are Available?

If any User suspects RIFAN has handled its personal information in a manner that does not comply with this privacy statement, please reach out to us on our Contact RIFAN page.